Brenda Chipman's Blog Posts

Don’t Forget to Budget for Closing Costs!

Don’t Forget to Budget for Closing CostsWhen buying a home, it’s important to have a budget and make sure you plan ahead for certain homebuying expenses. Saving for a down payment

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When It Comes To Selling a House, Your Time Is Money

When It Comes To Selling a House, Your Time Is Money [INFOGRAPHIC]Some HighlightsSelling a house is no small task. If you decide to try to do it on your own, keep in mind you’ll be

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Your House Could Be the Oasis in an Inventory Desert!

Your House Could Be the Oasis in an Inventory DesertHomebuyers are flooding the housing market right now to take advantage of record-low mortgage rates. Many have a sense of urgency to find a

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It’s Not Too Late To Apply For Forbearance!

It’s Not Too Late To Apply For ForbearanceOver the past year, the pandemic made it challenging for some homeowners to make their mortgage payments. Thankfully, the government initiated a 

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Experts Say Home Prices Will Continue to Appreciate!

Experts Say Home Prices Will Continue to AppreciateIt’s clear that consumers are concerned about how quickly home values are rising. Many people fear the speed of appreciation may lead to a

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3 Graphs Showing Why You Should Sell Your House Now!

3 Graphs Showing Why You Should Sell Your House NowThere’s no doubt that 2021 is the year of the seller when it comes to the housing market. If you’re a homeowner thinking of moving

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The Power of Mortgage Pre-Approval

The Power of Mortgage Pre-Approval [INFOGRAPHIC]Some Highlights Mortgage pre-approval means a lender has reviewed your finances and, based on factors like your income, debt, and credit history,

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Why Waiting to Buy a Home Could Cost You a Small Fortune!

Why Waiting to Buy a Home Could Cost You a Small FortuneMany people are sitting on the fence trying to decide if now’s the time to buy a home. Some are renters who have a strong desire to

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Are Interest Rates Expected to Rise Over the Next Year

Are Interest Rates Expected to Rise Over the Next Year?So far this year, mortgage rates continue to hover around 3%, encouraging many hopeful homebuyers to enter the housing market. However, there

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Americans Find the Nonfinancial Benefits of Homeownership Most Valuable!

Americans Find the Nonfinancial Benefits of Homeownership Most ValuableAmericans Find the Nonfinancial Benefits of Homeownership Most ValuableHomeownership is a foundational part of the 

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Should I Buy Now or Wait

Should I Buy Now or Wait? [INFOGRAPHIC]Some HighlightsIf you’re thinking that waiting a year or two to purchase a home might mean you’ll save some money, think again.Mortgage interest

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Is Home Price Appreciation Accelerating Again

Is Home Price Appreciation Accelerating AgainAt the beginning of the year, industry forecasts called for home price appreciation to slow to about half of the double-digit increase we saw last year.

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Patience Is the Key to Buying a Home This Year!

Patience Is the Key to Buying a Home This YearThe question many homebuyers are facing this year is, “Why is it so hard to find a house?” We’re in the ultimate sellers

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Will the Housing Market Maintain Its Momentum

Will the Housing Market Maintain Its Momentum?Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7%

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4 Tips to Maximize the Sale of Your House Today

4 Tips to Maximize the Sale of Your HouseHomeowners ready to make a move are definitely in a great position to sell today. Housing inventory is incredibly low, driving up buyer competition. This

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This Isn’t a Bubble. It’s Simply Lack of Supply.

This Isn’t a Bubble. It’s Simply Lack of Supply. [INFOGRAPHIC]Some HighlightsIn a recent article, Lawrence Yun, Chief Economist for the National Association of

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Don’t Be Fooled by Remarkable Real Estate Headlines!

Don’t Be Fooled by Remarkable Real Estate HeadlinesDon’t be impressed by the headlines reporting year-over-year housing numbers for the next several months (data covering March, April,

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Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next Home!

Planning to Move? You Can Still Secure a Low Mortgage Rate on Your Next HomeThis year, mortgage rates have started to slowly climb above recent record-breaking lows. Many homeowners planning to 

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82,338 Great Reasons Why You Should Buy a Home Today

82,338 Great Reasons to Buy a Home TodayThe financial benefits of buying a home as compared to renting one are always up for debate. However, one element of the equation is often ignored – the

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How Long Will It Take You Need To Save for a Down Payment?

How Much Time Do You Need To Save for a Down Payment?One of the biggest hurdles homebuyers face is saving for a down payment. As you’re budgeting and planning for your home purchase, you&rsquo

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Home Is Where the Heart Is!

Home Is Where the Heart Is!Some HighlightsThere’s no doubt about it: homeowners love their homes, and that feeling has become even more important over the past year.The vast majority of

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Why This Is a Great Year to Sell Your Vacation Home

Why This Is a Great Year to Sell Your Vacation HomeAs vaccines are administered and travel resumes, many of us are beginning to plan for those long-awaited vacations we missed out on over the past

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93% of Americans Believe a Home Is a Better Investment Than Stocks

93% of Americans Believe a Home Is a Better Investment Than StocksA recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners&

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Are You One of The Buyers That Prefer Smaller Homes?

Some Buyers Prefer Smaller HomesOver the past year, we’ve had plenty of opportunities to reflect on what we consider most important in our lives. The place we call home is one of the

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4 Main Reasons Households in Forbearance Won’t Lose Their Homes to Foreclosure

4 Main Reasons Households in Forbearance Won’t Lose Their Homes to ForeclosureThere has been a lot of discussion as to what will happen once the 2.3 million households currently in forbearance

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Multigenerational Housing Is Gaining Momentum

Multigenerational Housing Is Gaining Momentum Some HighlightsIf your house is feeling a little cramped with the addition of adult children or aging parents, it might be time to consider a move

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Homeownership Is Full of Financial Benefits

Homeownership Is Full of Financial BenefitsA Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today

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Latest Jobs Report: What Does It Mean for You & the Housing Market?

Latest Jobs Report: What Does It Mean for You & the Housing Market?Last Friday, the Bureau of Labor Statistics released a very encouraging jobs report. The economy gained 916,000

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Don’t Sell on Your Own Just Because It’s a Sellers’ Market

Don’t Sell on Your Own Just Because It’s a Sellers’ MarketIn a sellers’ market, some homeowners might be tempted to try to sell their house on their own (known

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Achieve Homeownership This Year With The Help Of Your Tax Refund and Stimulus Savings

Your Tax Refund and Stimulus Savings May Help You Achieve Homeownership This YearIf you’re planning to buy a home this year, saving for a down payment is one of the most important steps in the

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Buyer Competition Is Good News for Sellers

Buyer Competition Is Good News for Sellers [INFOGRAPHIC]Some HighlightsWith so many buyers looking for homes to purchase and so few houses available today, there’s a substantial increase in

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Why You Should Not Panic Over Today’s Lending Standards

There’s No Reason To Panic Over Today’s Lending StandardsToday, some are afraid the real estate market is starting to look a lot like it did in 2006, just prior to the housing crash. One

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Buyer & Seller Perks in Today’s Housing Market

Buyer & Seller Perks in Today’s Housing MarketRight now, the housing market is full of outstanding opportunities for both buyers and sellers. Whether you’re thinking of

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Should You Renovate Before You Sell

To Renovate or Not To Renovate Before You SellWhen thinking about selling, homeowners often feel they need to get their house ready with some remodeling to make it more appealing to buyers. However,

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The #1 Financial Benefit of Homeownership?

What Is the #1 Financial Benefit of Homeownership?There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has

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I Can Help You Make a Winning Offer on a Home

How to Make a Winning Offer on a HomeToday’s homebuyers are faced with a strong sellers’ market, which means there are a lot of active buyers competing for a relatively

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Make the Dream of Homeownership a Reality This Year

How to Make the Dream of Homeownership a Reality This YearIn 1963, Martin Luther King, Jr. inspired a powerful movement with his famous “I Have a Dream” speech. Through his passion and

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Now May Be the Time to Sell Your House!

Why Right Now May Be the Time to Sell Your HouseThe housing market made an incredible recovery in 2020 and is now positioned for an even stronger year in 2021. Record-low mortgage interest&

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4 Reasons People Are Buying Homes in 2021

4 Reasons People Are Buying Homes in 2021According to many experts, the real estate market is expected to continue growing in 2021, and it’s largely driven by the lasting impact the

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What Does 2021 Have in Store for Home Values?

What Does 2021 Have in Store for Home Values?According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months.

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Why You Should Not Wait Until Spring To Make A Move

Why Not to Wait Until Spring to Make a MoveThe housing market recovery coming into the new year has been nothing short of remarkable. Many experts agree the turnaround from the nation’s

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How To Turn Your House Into a Happy Home

Turning a House into a Happy HomeWe talk a lot about why it makes financial sense to buy a home, but more often than not, we’re drawn to the emotional reasons for homeownership.No

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What a Difference a Year Makes for Homeownership

The Difference a Year Makes for HomeownershipOver the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver

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Winning as a Buyer in a Sellers’ Market

Winning as a Buyer in a Sellers’ MarketSome HighlightsBuying a home in today’s sellers’ market doesn’t have to feel like an uphill battle.Here are four ways to make sure you

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It Makes Sense to Sell Your House This Holiday Season

Why It Makes Sense to Sell Your House This Holiday SeasonIf you’re one of the many homeowners thinking about taking your house off the market for the holidays, hang on. You definitely don;

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How Remote Work Can Power Your Vacation Home Sale

How Remote Work Can Power Your Vacation Home SaleThis year, the opportunity to work remotely has increased the demand for vacation homes. Gay Cororaton, Senior Economist and Director of Housing

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With Home Values Surging, Is it Still Affordable to Buy Right Now?

With Home Values Surging, Is it Still Affordable to Buy Right Now?Housing inventory is at an all-time low. Realtor.com just reported that there are 39% fewer homes for sale

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5 Tips for Homebuyers Who Want to Make a Competitive Offer

5 Tips for Homebuyers Who Want to Make a Competitive OfferToday’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a

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Memorial Day Rememberance

We Remember & Honor Those Who Gave AllWe remember, today and.

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Economic Recovery Should Begin in the Second Half of the Year

Experts Predict Economic Recovery Should Begin in the Second Half of the YearOne of the biggest questions we all seem to be asking these days is: When are we going to start to see an economic

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Financial Benefit of Homeownership

#1 Financial Benefit of Homeownership: Family WealthWhile growing up, we were taught by our parents and grandparents that owning a home is a financially savvy move. They explained how a mortgage is

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What can I do if I need to sell my home now?

What If I Need to Sell My Home Now? What Can I Do?Every day that passes, people have a need to buy and sell homes. That doesn’t stop during the current pandemic. If you’ve had a major

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Recession or Housing Crash?

Recession? Yes. Housing Crash? No.With over 90% of Americans now under a shelter-in-place order, many experts are warning that the American economy is heading toward a recession, if it’s not

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Why home office space is more desirable than ever.

Why Home Office Space Is More Desirable Than EverFor years, we’ve all heard about the most desirable home features buyers are looking for, from upgraded kitchens to remodeled bathrooms, master

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How do I get my home ready to sell?

What You Can Do to Get Your House Ready to Sell [INFOGRAPHIC]Some Highlights:Believe it or not, there are lots of things you can do to prep your house for a sale without even going to the store.Your

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